All posts tagged: HGTV

I Did Another Thing!

TDBankDKBoard

Remember about a month ago when I did a Thing and that Thing was presenting on the topic of DIY at the New England Home Show? Well I did it again, this time down on Long Island, and this time outdoors, and this time they had me cut my presentation down a little and answer more questions about renovation stuff.

TDBankVan

Here’s what the Thing is: TD Bank has teamed up with HGTV Magazine to go around the country on what they call the TD Bank Rolling Renovation. This flashy car photographed above is driven by a couple of very nice men who evidently never sleep, because essentially everyday they have to set this whole thing up, work an event, pack it all up, and drive to some other faraway place to do it all over again. I’m very fascinated by these very nice men, because I have to imagine that they’re surviving on a diet of Red Bull and more Red Bull but they still manage to be so nice.

At a lot of the stops, HGTV and TD Bank have lined up people to give presentations and Q&A sessions. Sometimes it’s a blogger. Sometimes it’s that hunky blonde guy from DIY Network. Sometimes it’s a hunky blogger, who is me.

TDBankiPads

The point of the Thing is to help spread the good word about TD Bank’s Home Equity Lines of Credit. It’s all very civil and not-gross—there are people there to give information and answer questions, a sweepstakes you can enter, small prizes to win, and games to play on those iPads. They don’t take personal information so they can’t bombard you with junk mail later and the point is not to get anyone to sign up for anything right then and there, even if they want to—nary an application or anything like that in sight. It’s more like, “here’s this interesting way that you can finance stuff, and we offer a pretty sweet deal, and also here’s an iPad with games and a blogger to talk to!” Nothing wrong with getting some information and a free tape measure, am I right? I like information. The Thing is not a bad way to spend a little time on a sunny Sunday afternoon on Long Island. Especially when you arrive an hour early and have unexpected time to go to the adjacent mall to buy pants.

Not that I know anything about that, because I am a professional who brings my own pants.

Even though all I was hired to do was give a couple of presentations and answer questions about renovating—how to choose a contractor, what to tackle yourself, what to do first, how to avoid buying a money-draining nightmare of a property (thank you for teaching me so much, Olivebridge Cottage), that kind of thing—hanging around the TD Bank Rolling Renovation set-up was actually pretty informative for me in terms of thinking about how to finance all this stuff. If you need a wall covered in subway tile, I’m pretty good for that kind of thing, but I’m basically a toddler when it comes to understanding semi-complicated things with money. In general, it’s like this:

  1. I get paid.
  2. I pay for stuff.
  3. I put some money away for later to pay for other stuff.
  4. I charge stuff for which I don’t have enough money to pay but still need.

That is my financial planning. It is not the most advanced.

But what I do have is a house, and because the initial purchase price was very low and I took out a proportionately small loan to pay for it, I actually don’t owe that much money on my house. But I have poured a lot of cash money and time and hard work into my house, and it’s worth a lot more than I bought it for, which I guess means I have a lot of this thing they call equity, which I literally had to google a few years ago because I had no idea what it actually meant. Thing is, it’s been almost three years and I still have a lot of work to do on this sucker, and honestly? Some of it I just want to be DONE. You know I’m all about that crazy renovation lifestyle, but what I might be more about is having a renovated bathroom or a bedroom without crumbling walls or even something crazy like a guest bedroom I don’t have to apologize for. I’m not saying, like, finish the whole house in four weeks, but having someone hand me a big ole’ check that I get to repay over time, in exchange for some of this invisible equity thing I have, at a pretty low interest rate, to knock a few major things off the list that will drastically improve my quality of life? It kinda sounds good?

People ask me a lot of questions about renovating old houses, many of which I now feel equipped to answer, but I’m pretty much useless when it comes to ones pertaining to financing and I’m probably doing all sorts of things wrong. Maybe this is not the kind of thing to be discussing on my blog, but I’m genuinely curious: is a home equity line of credit something you’ve done? How’d that go? Any other financing tips you care to share, for those of us that are not so financially savvy? Since I’m worthless as a resource on this topic, I’d love if the comments section on this post could be a better one!

This post is in partnership with TD Bank and HGTV Magazine! All text, photos, opinions, and confusion about grown-up things are my own. 

 

I Did a Thing! Talking about DIY at the New England Home Show.

RollingReno1

You know what feels fancy and scary at the same time? At least for me? When someone from HGTV Magazine gets in touch to ask if you’d be interested in speaking…at a home show…to actual people…on the broad subject of DIY. Like, who the hell am I? Going places? Making presentations? Talking into a microphone? Wearing clothes that aren’t covered in paint and sawdust? Excuse me, nice PR lady. I think you have me confused with someone else.

But apparently she did not, and evidently neither did the folks from HGTV Magazine, nor the folks from TD Bank who also sponsored this shindig which they have termed the TD Bank Rolling Renovation. Basically what they do is set up a cute booth out of this groovy converted shipping container thing that they’ve been driving all over the country and having different people (like me!) speak out of. When such people (like me!) aren’t gabbing about stuff, the very friendly folks at TD Bank are on deck to explain how they can help finance big and small renovation projects with a home equity line of credit, which is a good thing to know about if you’re into this renovation stuff (like me!).

It wasn’t until after I’d agreed to do it that they mentioned that other speakers had included actual TV folk from HGTV and these bloggers named John and Sherry and then I excused myself to go have diarrhea in my pants.

RollingReno4

ANYWAY! In case you have never been to a home show which I had not prior to this, they’re actually fun! There are lots and lots of people and lots and lots of companies representing lots and lots of things. After my presentations and meet-and-greets, I walked the show and ended up getting quite the education about some composite siding products, innovative advancements in cedar shake technology, and I may have been convinced to purchase this miracle doormat that promises to keep my floors less filthy. Home shows are good opportunities to find out about local companies that provide services you might be in need of, as well as talk to representatives who really know their stuff about the products they’re there to promote. Everyone working the event is super thrilled to talk to anybody who will listen, so they are literally beyond happy to answer questions and tell you all the things you want to know.

RollingReno2

RollingReno3

The TD Bank Rolling Renovation booth was OBVIOUSLY the most fun place to be for various reasons:

  1. I was there, so duh.
  2. You could win money just by spinning a wheel. Just spinning the wheel was fun even if you didn’t win, which I did not, but they did let me have a free pen and a teeny tiny tape measure which was almost as good.
  3. Inside the booth, you could get tips on renovating, financing options, AND enter to win MORE money by playing a jaunty game on those iPads. I like games. I like money. I like renovating. I like learning how to be less house-poor. Win-win-win-win.

So YEAH! I did the whole dress-like-a-human-and-talk-into-a-microphone-in-a-strange-place-about-a-thing-I-kind-of-know-about and it actually went well! They even asked me to take my dog and pony show on the road with them and do it again in April, so I guess I didn’t totally screw it up. Here’s a handy list of where the Rolling Renovation is headed next, in case you want to check it out! Good times!

This post is in partnership with TD Bank and HGTV Magazine!

Back to Top